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StockRHINO | Solar Loan

Go Green with Solar Loans

Finance your solar energy projects with easy loans, low interest rates, and support for sustainable energy solutions.

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Solar Panel Loans & Rooftop Financing | Go Green with StockRhino

Get solar panel loans with low interest rates. StockRhino makes solar rooftop loans & green energy financing easy & afforadable for homes & businesses.

Features

Flexible Tenure: 12 to 84 months

No Additional Collateral Required

Minimum Turnover 25 Crores

Minimum 5 Years Old Company

Dedicated & Personalized Support

Minimal Documentation & Digital Processing

Loan EMIs Lower Than Your Current Electricity Bills

Comprehensive Financing: Covers solar panels + ancillaries

Solar Rooftop Loan Eligibility Criteria

Average Bank Balance Program

  • Maximum Loan Limit = LTV or eligible loan amount based on maximum allowed EMI, whichever is lower.
  • Maximum EMI = 0.50 x ABB (ABB = Average bank balance in operative account of the customer for last 12 months)
  • Apply industry net margin on the turnover.

GST Program

  • Latest 12 months' GST turnover
  • Apply industry net margin on the turnover
  • Calculate DSCR considering existing & proposed obligations
  • Eligible EMI at DSCR 1.2 to be considered

Saving with Renewable Energy

  • Collect latest 3 months of electricity bills
  • Calculate average energy consumption in units & amount.
  • Calculate energy savings with solar panel installation for the same consumption.
  • Add back the savings for a higher loan eligibility.